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Hello,
I own a trucking company and I have a problem with you thinking
about extending the length of time for trucking companies that have
bad credit or can not get a newer truck due to poor credit.  I have
been in this industry for a very long time.  If these trucking
companies have bad credit there is a reason for this.  I have seen
during the economic boom many owners of companies go out and buy
two three and maybe four homes.  When their housing prices went
down so did they, they walked out and gave them back to the banks. 
They lost their credit due to the collapse of the housing boom. 
It's called greed.  So why should you extend them credit do to
there negligence on handling money?  My business is on the line
here now due to you changing your mines it seems on a daily basics.
 Really, you say one thing, I do it, then two weeks or even months
you change your minds, so I just through all that money out the
window.  Do you really have any idea on what you are doing to the
small companies when you change your minds all the time on your
rules and regulations?  I mean, really!!!  I am in compliant and I
plan to take more money due to the new regulations, but with you
extending their credit or even extending the time limit for people
who knew of this change years ago, like I, you punish me for
complying with your laws, Why?  For example the APU's do you know
what you did to me when you passed that law?  I went out and bought
one, an APU, for over 15000 installed.  Now I can not use it do to
it being outdated.  Wow, that was a lot of money for a small
business to be throwing out the window, but do you really care? I
don't think so.  You stated to pass out money for people who wanted
to buy new trucks or even update their trucks.  What happened to
that program I ask?  I'll tell you where that money went to.  Here
is one great example of your mismanagement, I know one company who
said that he did most of his traveling in CA to be approved for a
grant.  Meaning he lied on his ifta miles to the state. Well he did
not lie to ifta, he just changed the numbers for you, and you
believed his numbers.  I seen his lies because he was telling me
how to do it to you.  Now he goes everywhere in the country and
does not do most of his miles in CA... Wow! and you did not even
check to see if he had lied or not.  He received 45000.00 from the
Paul moyer grant.  Who funded that? you?  Now he has a newer truck
than I that you paid for and he is laughing all the way to the bank
due to your negligence on giving him money...  I'm sorry, I am just
a little mad at your decision to even remotely help these people
who have bad credit with a bank.  There is a reason for that, you
think? If you can not do your job right let the people who can do
the job right.  Leave it to the banks on their credit, and don't
give them credit for nothing.  Seriously.  Any problems with the
things I am talking about here Please feel free to call me I can
give you all the documentation you need to show that I am not 
telling lie here.